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grace perioda credit cards grace period is the time the consumer has to recompense the balance previous to interest is charged to the balance grace
benefits to customersbecause of extreme fight in the credit card manufacturing credit card providers often present incentives for instance regular
interest chargescredit card issuers frequently put aside interest charges if the balance is paid in full every month but usually will charge full
how credit cards workcredit cards are issued after an account has been accepted by the credit supplier after which cardholders can use it to
credit card basicsa credit card is element of a system of payments named after the little plastic card issued to users of the system the issuer of
security protocolsa security protocol encryption protocol or cryptographic protocol is a conceptual or actual protocol that performs a
three broad models of ebpp have emerged these are1 consolidation wherever many bills for any one receiver are made accessible at one web site
electronic bill presentment and paymentelectronic bill presentment and payment ebpp is a practically latest technique that allows consumers to view
financial cyber-mediariesthese are companies that facilitate financial transactions to become known over the internet kind of transactions include
credit cards and smart cardsover the years credit cards have roll out to be one of the nearly all common forms of payment for e-commerce transactions
future evolutionthe major focuses of digital cash development are1 being proficient to use it throughout a wider range of hardware for example
off-line anonymous electronic moneyin off-line electronic money the merchant does not require to cooperate with the bank before accepting a coin from
alternativesofficially digital money or electronic is a representation or a system of credits and debits used but not restricted to this to swap
digital currencyelectronic money also known as electronic cash e-money electronic currency digital cash digital money or digital currency refers to
implementation of this standard-this standard became efficient july 1977 it was reaffirmed in 1983 1988 and 1993 it applies to all federal agencies
patents- cryptographic strategy implementing this standard may be enclosed by foreign patents and us issued to the international business machines
export control-cryptographic strategy and technical data concerning them are subject to federal government export controls as specified in title 22
implementations- cryptographic modules which realize this standard shall conform to the necessities of fips 140-1 the algorithm specific in this
applications- data encryption cryptography is utilized in a variety of environments and applications the exact utilization of encryption and the
applicability- this standard may be used by federal departments and agencies when the following conditions apply1 a certified official or
data encryption standard desthe data encryption standard des specifies a fips accepted cryptographic algorithm as essential by fips 140-1 this
encryption in digital signaturesdigital certificates workin physical transactions the challenges of authentication identification and privacy are
digital certificatesa digital certificate is an electronic file that distinctively identifies individuals and web sites on the internet and enables
modern cryptography systems a hybrid approachin fact a mixture of both public key and traditional symmetric cryptography is used in current
public key cryptographytodays asymmetric or public key cryptography systems are a significant development over conventional symmetric cryptography