• Q : Higher effective annual rate....
    Finance Basics :

    First National Bank pays 6.2% interest compounded semiannually. Second National Bank pays 6% interest, compounded monthly. Which bank offers the higher effective annual rate?

  • Q : Principal balance on the loan....
    Finance Basics :

    You take out a 30 year $100,000 mortgage loan with an APR of 6% and monthly payments. In 12 years, you decide to sell your house and pay off the mortgage. What is the principal balance on the loan?

  • Q : Question-maximum sales growth rate....
    Finance Basics :

    Last year Handorf-Zhu Inc. had $850 million of sales, and it had $425 million of fixed assets that were used at only 60% of capacity. What is the maximum sales growth rate the company could achieve

  • Q : Company current stock price-isberg company....
    Finance Basics :

    The Isberg Company just paid a dividend of $0.75 per share, and that dividend is expected to grow at a constant rate of 5.50% per year in the future.

  • Q : Computing value of prefferd stock....
    Finance Basics :

    The second is a preferred stock ($100 par value) that sells for $80 and pays an annual dividend of $12, and your required rate of return on it is 14%.

  • Q : Question-company cost of equity....
    Finance Basics :

    Rick Thomas Corp. just issued a dividend of $2.40 per share on its common stock. The company is expected to maintain a constant 5.5% growth rate in its dividends indefinitely. If the stock sells for

  • Q : Determining the new dividend yield....
    Finance Basics :

    Preferred stock XYZ Corporation issued at par for $50 per share. If stockholders are promised an 8% annual dividend, what was this talks dividend yielded at the time of issue if the stock market pri

  • Q : Find machine-s internal rate of return....
    Finance Basics :

    If the machine has no salvage value at the end of six years and the discount rate used by James is 8%, then the machine"s internal rate of return is closest to.

  • Q : Find the net present value of this investment opportunity....
    Finance Basics :

    This delivery service is expected to generate net cash inflows of $6,000 per year in each of the 8 years.  Apnea"s discount rate is 14%. What is the net present value of this investment oppo

  • Q : What amount of cost savings will equipment have to generate....
    Finance Basics :

    What amount of cost savings will this equipment have to generate per year in each of the 10 years in order for it to be an acceptable project?

  • Q : How much would th annual cash inflows from project....
    Finance Basics :

    By how much would the annual cash inflows from this project have to increase in order to have a positive net present value?

  • Q : Annual rate versus semi-annual rate....
    Finance Basics :

    Par value of a bond is $1000, maturity of 12 years and a coupon rate of 8%. The yield to maturity is 10%. Calculate the value of the bond if interest is paid on an annual rate versus an semi-annual

  • Q : Computing the payback period....
    Finance Basics :

    It will cost $6,000 to acquire an ice cream cart. Cart sales are expected to be $3,600 a year for three years. After the three years, the cart is expected to be worthless as the expected life of the

  • Q : Find internal rate of return for data pertain to investment....
    Finance Basics :

    The following data pertain to an investment project: The internal rate of return is?

  • Q : Estimated cost of common equity using capm....
    Finance Basics :

    GD has a beta of 0.8. The yield on a 3-month T-bill is 4% and the yield on a 10 year T bond is 6%. The market risk premium is 5.5% and the return on an average stock in the market last year was 15%.

  • Q : Explain law of price and theory of purchasing power parity....
    Finance Basics :

    Explain the law of one price and the theory of purchasing power parity. Why doesn"t purchasing power parity explain all exchange rate movements? What factors determine long-run exchange rates?

  • Q : Companys cost of equity capital....
    Finance Basics :

    GD has a target capital structure of 40% debt and the 60% equity. The yield to maturity on the companys outstanding bonds is 9% and the companys tax rate is 40%. GD's CFO has calculated the companys

  • Q : Bank cost of preferred stock....
    Finance Basics :

    Holdup Bank has an issue of preferred stock with a $6 stated dividend that just sold for $96 per share. What is the bank's cost of preferred stock?

  • Q : Find assets-relative expected return on dollar assets rises....
    Finance Basics :

    As the relative expected return on dollar assets increases, foreigners will want to hold more ________ assets and less ________ assets, everything else held constant.

  • Q : Question regarding the average amount of receivables....
    Finance Basics :

    McDowell Industries sells 3/10 net 30. Total sales for the year are $912,500. Forty percent of the customers pay on the tenth and take discounts; the other 60% pay on average 40 days after their pur

  • Q : Find domestic interest rate causes demand for assets....
    Finance Basics :

    In the domestic interest rate causes the demand for domestic assets to shift to the ________ and the domestic currency to depreciate, everything else held constant.

  • Q : Question regarding the annual coupon rate....
    Finance Basics :

    Suppose a 10 year bonds issued with annual coupon rate of 8% when the market rate of interest is also 8%. If the market rate raises 9%, what happens to the price of this bond?

  • Q : Find value of dollar and the measure of the interest....
    Finance Basics :

    Evidence from the United States during the period 1973-2002 indicates that the value of the dollar and the measure of the ________ interest rate rose and fell together.

  • Q : Balance of the retained earnings....
    Finance Basics :

    Suppose a company had $8 million net income for year 2010, and paid out dividends of $0.5 per share. The company has 10 million shares outstanding. If the company had $32 million retained earning at

  • Q : Explain expected appreciation of the domestic currency....
    Finance Basics :

    The condition that states that the domestic interest rate equals the foreign interest rate minus the expected appreciation of the domestic currency is called.

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