• Q : Difference in the effective annual rates in two banks....
    Finance Basics :

    Bank A offers to lend Gomez the required funds on a loan in which interest must be paid monthly, and the quoted rate is 8%. Bank B will charge 9%, with interest due at the end of the year. What is t

  • Q : Total dollar interest payments....
    Finance Basics :

    Compute total dollar interest payments for the six months. To convert an annual rate to a monthly rate, divide by 12.

  • Q : What is the rate of return on the trust fund....
    Finance Basics :

    Your grandfather place $2,000 in a trust fund for you. In 10 years the fund will be worth $5,000. What is the rate of return on the trust fund?

  • Q : Highest stock prices....
    Finance Basics :

    Problem: Assume you are looking at many companies with equal risk; which ones will have the highest stock prices?

  • Q : Values necessary for valuing investment assets....
    Finance Basics :

    ARE current values necessary for valuing investment assets? First federal finance company has a large investment securities portfoilio. In the "old days" first federal was allowed to value these sec

  • Q : Company overall net operating income....
    Finance Basics :

    The study shows that $70,000 of the $100,000 in fixed expenses charged to Product A would continue even if the product was discontinued. These data indicate that if Product A is discontinued, the com

  • Q : Company return on common stockholders equity....
    Finance Basics :

    Crasler Company's net income last year was $100,000. The company paid preferred dividends of $20,000 and its average common stockholders' equity was $580,000. The company's return on common stockhol

  • Q : What is the new break-even point....
    Finance Basics :

    Ms. Watts comes up with a new plan to cut fixed costs to $75,000. However, more labor will now be required, which will increase variable costs per unit to $17. The sales price will remain at $28. Wh

  • Q : Price of the firms stock....
    Finance Basics :

    Problem: Suppose a firm used a debt to leverage up its ROE, and in the process its EPS also was boosted. Would this lead to an increase in the price of the firm's stock?

  • Q : Monthly payments of interest and principal....
    Finance Basics :

    Assume mortgage rates for this type of investment property are 8.50% fixed rate, fully amortized over 30 years, with monthly payments of interest and principal.

  • Q : Equal annual end-of-year deposits....
    Finance Basics :

    Problem: To accumulate $8,000 by the end of 5 years by making equal annual end-of-year deposits for the next 5 years. If earning 7% on the investments, how much must be deposited at the end of each

  • Q : Income statement for paste management company....
    Finance Basics :

    Using the income statement for Paste Management Company. Compute the following ratios: a. The interest coverage. b. The fixed charge coverage.

  • Q : Market risk from the portfolio....
    Finance Basics :

    1. If you add enough randomly selected stocks to a portfolio, you can completely eliminate all the market risk from the portfolio

  • Q : Discussing the financial ratios....
    Finance Basics :

    Finally, select a company that you would like to invest in. For each company, discuss at least two of these financial ratios.

  • Q : Prepare a bond amortization schedule....
    Finance Basics :

    1) Prepare a bond amortization schedule. 2) Prepare all journal entries made for the issuance of the bonds, and the October 1, 2006 and April 1, 2008 interest payments. 3) Prepare the adjusting entry

  • Q : Maximum amount the firm should pay for the investment....
    Finance Basics :

    Question: An investment is expected to generate $2,000,000 each year for four years. If the firm's cost of funds is 5%, what is the maximum amount the firm should pay for the investment?

  • Q : Business of selling widgets....
    Finance Basics :

    Problem: You are in the business of selling widgets. You retail these fine looking widgets for $25.00 a piece and you have 1,000 of them in inventory. If your total fixed costs are $150,000 and your

  • Q : Minimum interest rate you will earn on the bond....
    Finance Basics :

    a) What is the minimum interest rate you will earn on the bond? Interest compounds semiannually. b) What is the effective interest rate on the bond if the bond compounds semiannually?

  • Q : Monthly payment of the mortgage....
    Finance Basics :

    - Monthly Payment of the mortgage. - Mortgage Balance Remaining at the end of each month (Total 180 months). - Principal Repayment for each month.

  • Q : Sales volume variances and flexible-budget variances....
    Finance Basics :

    Prepare a columnar summary of performance, showing the original (static) budget, sales volume variances, flexible-budget variances, and actual results.

  • Q : What is the current market value of the bonds....
    Finance Basics :

    The Corporation has 1,000,000 of 8% bonds outstanding. Interest is payable each July and January 1 and the maturity date is 10 years from today. If the current market rate of interest is 10%, what i

  • Q : Retained earnings for the next year....
    Finance Basics :

    The company plans to pay out 50 percent of its net income as dividends, the other 50 percent will be additions to retained earnings. What is the forecasted addition to retained earnings for the next

  • Q : Cumulative voting procedure problem....
    Finance Basics :

    If the company uses a cumulative voting procedure, how many votes are required to elect:

  • Q : Markets for short-term debt securities....
    Finance Basics :

    _______ ________ are markets for short-term debt securities, those securities that mature in less than a month.

  • Q : Calculate the blended interest rate....
    Finance Basics :

    I need a simple excel tool in which one may enter the amount and interest rate for two separate loans and amounts that calculates the blended interest rate for those two "interest-Only" loan amounts

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