Your wacky benefactor now offers you the choice of two opportunities:
a. Invest $1,000 today and quadruple your money—a 300 percent return—in 1 year with no risk.
b. Invest $1 million for 1 year at a guaranteed 50 percent return. Which will you take? Do you want to earn a wonderful rate of return (300 percent) or do you want to be rich?