You purchased a very small and old apartment in Queens for $125,000. You applied for and received a mortgage for the whole amount. The bank charged you 3.78% for a 30 year loan that you are to pay off monthly. At the Thanksgiving table your uncle promised you that after paying for 74 months, he will give you the amount you paid off on the principal of the loan. What will your monthly payments be? How much money should you be expecting from your uncle?