You plan to live in your house for 20 years and your 20


1) You plan to live in your house for 20 years, and your 20 year mortgage (principle and interest only) is $2,100/month. If you expect inflation to average 3% annually, what is your constant dollar mortgage payment on the day of your last payment?

2) Currently you can purchase a used 10 year old CAT 24D for $85,000. Ten years from now, you think that a comparable used machine will sell for $105,000. What is the average annual inflation rate on used equipment that you are expecting during this 10 year period?

3) Using the CPI-U table on the website www.bls.gov, look up the CPI-U index for April 2015 (all items). The CPI-U index for April 1990 was 128.9. If the starting salary of an engineer in April 1990 was $30,000, how much would that starting engineer likely make today? April 2015 CPI-U_____________ Answer_________________

4) Assume that you borrow $15,000 for five years (annual payments) at a market rate of 5%. Assuming that inflation is 3.5%, what would the equivalent equal annual payment be in constant dollars?

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Financial Management: You plan to live in your house for 20 years and your 20
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