You just won the lottery. It will pay you, and your kids, and their kids, forever, $100,000 per year. You, and your kids, and so on, can earn 8% on your investments. You also have the option of selling your lottery award to a company, CASH NOW Inc. for $1,400,000. Your brother urges you not to sell, because in just 14 years you will have collected over 1,400,000 in payments, and you and your kids get to collect forever. What should you do, and WHY?