Scenario: You have received a letter from a credit card company offering you a credit card with a limit of $5,000 at an introductory interest rate of 5%. What additional information do you need in order to make a decision whether to accept this offer? List specific characteristics you need to consider and why you think they are important. What factor(s) would cause you to accept this offer? What factor(s) would cause you to decline this offer? Be specific and thorough in your response. If you accept the offer, how will you manage your credit card debt?