You have decided to purchase a new automobile with a hyprid-fueled engine and a six-speed transmission. After the trade-in of your present car, the purchase price of the new automobile is 530,000. This balance can be financed by an auto dealer at 3%APR with payment over 48 months. Alternatively, you can get a $2000 discount on the purchase price if you finance the loan balance at an APR of 9% over 48 months. Should you accept the 3 % finance plan or accept the dealer's offer of a $2000 rebate with 9% Financing ? Both APR are compounded monthly.