You deposit $1,000 in an account. You expect the account to earn 0.75% annual interest for the first six years. Then you expect the account to earn 1.03% annual interest until you close the account after 15 years. About how much should be in the account when you close it?
a. $2,235.02
b. $3,729.32
c. $1,146.89
d. $1,086.29