You decided to set aside $400 every month at age 25 (is that something you can do?) and add them into a global growth mutual fund with expected growth rate of 8.9% per year until your retirement after 40 years (480 months). So, just $400 every month for 40 years at 8.9% annual rate, compounding MONTHLY. How much it would be after 40 years?
$787,444
$1,817,759
$1,733,321
$1,425,974
$1,356,623
$325,433
$1,296,617
$964,281