You can choose either a $2000 cash discount or a low 2.8% financing rate to buy a care which is valued at $20,000. If you took the cash discount, you will finance the remaining amount at a rate of 4%. If you took the low financing rate option, you will not get any cash discount. Loan is over a 4 year period. Payments are made monthly. Interest is compounded monthly. Which of the two choices would you select? Please show your calcuation.