You believe that you will have the kind of lifestyle in 40 years when you plan on retiring that will require $200,000 a year for about 20 years. If the current rate of return on your retirement portfolio is 12% per year with inflation running about 3%, how much will you have to save each MONTH until retirement in order to meet your retirement goal? (You are starting with $200 and want to leave about $20,000 for the family cat at the end of the 20 years)