You are working for small company who have venture into used commercial vehicle finance since April 2014 you asked to calculate NPV by providing below details.
Revenue of 6lakh per month
3 month deposit for 6 yrs=18 lakh
3 month advance quarterly payment (18 lakh) 4 quarterly payment per yr
Discount rate=12%
Acceleration rate of 5% till 6 yrs and other case is with acceleration rate of 10% every 2 yrs