You are offers considering investing $10,000 in Mass Mutual Super Growth Fund (MMSG). The fund an average 10% APR and charges a 6% front-end load. The fund also charge a back-end load that starts at 3% for the first year and then decrease by 0.5% for each full year the investor holds the mutual fund. You plan to invest for three vears and then cash out all the investments. 1) If the annual total expense ratio is 2.6% how much money can you cash out after the three years?