You are age 40; you will invest $15,000 at end of year. You will do the same for 30 years. You will invest in securities with a return rate of 15% UP UNTIL age 70. You will live until 90 (20 years of retirement) during retirement you will move investment to a 5% return security. What equal amount can you pull from your retirement at the end of each year, such that your retirement fund will have a zero balance at death? Ignore taxes.