Would you be better off in real terms if you take a job earning $80,000 per year with 3% expected wage growth for the next 40 years, or accepting $50,000 per year with expected wage growth of 8% for 40 years if inflation is estimated to be 2% per year? (PV for 50k is $7,365,690 and PV for 80k option is $3,818,765)