Which of the following specializes in cashing checks for a fee? A. finance companies b. money service business c. credit unions d. savings and loan associations 2.which of the following supervises non member state bank? A. office of the comptroller of the currency b. federal reserve c. Federal deposit insurance corporations. Congress 3. Drafts of regulations are published in the : congressional record b. bank charter c . Code of federal regulations 4. Federal register