Problem: Mr. Smith is the named insured on an HO-3 policy. Which one of the following would be an insured for liability coverage? Need Assignment Help? Available answer options Select only one option A Mr. Smith's best friend's 12-year-old son who is living with Mr. Smith while his father works in Europe for a year B Mr. Smith's former college roommate who is temporarily living with him C Mr. Smith's 23-year-old son who lives next door in another house owned by Mr. Smith D Mr. Smith's sister who is visiting from out of state