A. As a rule, prior to the 1970s, did Indemnity and Service health insurance plans actively attempt to manage physician and hospital decisions about the length of hospital stays, or the location and choice of medical treatments for patients? What was their overall attitude toward third-party interference in the decisions made by physicians and patients?
B. By the mid to late 1960's, how did the predominant Indemnity and Service Health Insurance plans CHANGE in terms of Out of Pocket Expenditures and the extent and number of hospital and physician Services Covered?