What was the real rate of return over the past year (from one year ago to today) for a stock if the inflation rate over the past year was 2.88 percent, the risk-free return over the past year was 4.54 percent, the stock is currently priced at 58.66 dollars, the stock was priced at 52.24 dollars 1 year ago, and the stock just paid a dividend of 1.92 dollars? Answer as a rate in decimal format so that 12.34% would be entered as .1234 and 0.98% would be entered as .0098.