Problem
President Obama campaigned on a health-care reform plan that did not include mandatory health insurance. Hillary Clinton wanted mandatory health insurance with no opting out. In 2009, the President said he would support making health insurance mandatory with the cost covered by employers, but those who could not afford to pay and small businesses would be exempt.
What obstacles to efficiency does optional health insurance create?
The response should include a reference list. Double-space, using Times New Roman 12 pnt font, one-inch margins, and APA style of writing and citations.