Problem: For a practice located in California, which of the following is true regarding earthquake insurance? Group of answer choices Losses due to earthquakes are covered in general homeowner policies, so there is no need to purchase earthquake insurance. Even though earthquakes can occur in every state, they occur more frequently in California so purchasing earthquake insurance can protect you from devastating losses. General homeowner's insurance generally does not cover earthquakes. Because earthquakes are more frequent in California, there is no insurance available in the market to protect businesses from earthquakes in that state.