What is their current year deduction


1.  On Form 1040, deductions for adjusted gross income include the amounts paid for all of the following except        

 

A) alimony.         B) moving expenses.

C) home mortgage interest.            D) student loan interest.

 

2.  Donald sells stock with an adjusted basis of $38,000 to his son, Kiefer, for its fair market value of $30,000. Kiefer sells the stock three years later for $32,000. Kiefer will recognize a gain on the subsequent sale of  

 

A) ($8,000).          B) $2,000.             C) ($6,000).          D) $-0-.

 

3.  Wayne and Maria purchase a home on April 1 of the current year.  To obtain a thirty-year mortgage, they are required to pay $7,200 in points at closing. Charging points is a customary business practice in the area.  In addition, they pay $4,400 of interest during the year.  What is their current year deduction related to their home?             

 

A) $4,580              B) $4,400              C) $11,600            D) $7,200


4.  This year, Marcia, who is single, finished graduate school and began repaying her student loan. The proceeds of the loan were used to pay her qualified higher education expenses.  She has not received any type of educational assistance or scholarships.  The amount of interest paid during the year amounted to $3,000. What is the amount and classification of her student loan interest deduction if her AGI is $63,000?  

 

A) $3,000 for AGI              B) $2,000 for AGI               C) $500 for AGI     D) $2,500 for AGI

 

5.  Wang, an employee of Skye Architects, incurred the following unreimbursed expenses this year:

Subscription to architectural journals                                                               $800

Dues to Professional Architecture Society                                                          400

Tax return preparation                                                                                             600

Investment advice                                                                                                      500

 

Wang's AGI is $75,000. What is his net deduction for miscellaneous itemized deductions? 

 

A) $800       B) $1,500              C) $1,900              D) $0

 

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Finance Basics: What is their current year deduction
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