The Garfields buy a $265,000 home by putting 20% down and financing the balance with a 30-year fixed-rate 4.2% mortgage, compounded monthly. What is the total amount of interest paid to the lender over the entire 30-year loan?
A. 161,219.20
B. 1,036.72
C. 212,000.00
D. 161, 217.91