What is the required down payment


Question: The Smiths are buying a home that sells for $175,000. The lending institution is requiring a minimum down payment of 20%. To obtain a 20 yr mortgage at 8%, they must pay two (2) points at the time of closing.

A) What is the required down payment?

B) With 20% down payment, what is the amount of the mortage on the property?

C) What is the cost of the points?

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Finance Basics: What is the required down payment
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