"You are considering two investment options. In option A, you have to invest $9,000 now and $6,000 exactly 3 years from now. In option B, you have to invest $8300 now, $4400 one year from now, and $2,000 exactly 3 years from now. In both options, you will receive 4 annual payments of $4,000 each. (You will get the first payment exactly one year from now.) If the interest rate is 5.5% compounded annually, what is the net present value of your preferred investment option? If you decide neither option is good, enter 0."