What is the interest rate you would pay by, Financial Management

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What is the interest rate you would pay by

laboratory equipment sells for $75,000. The manufacturer offices financing at 8% with annual payments for the 4 years for the $50,000 of the cost. The salesman is willing to cut the price by 10% if you pay cash. What is the interest rate you would pay by financing?

AND, is it better to buy it outright for $75,000 or to use the financing they can provide?

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