Norwegian Cruise Lines is advertising an upscale winter vacation package for travel two years from now, to Antarctica. The package requires that you pay $15,000 today, $25,000 one year from today, and a final payment of $65,000 on the day you depart, two years from today. What is the cost of this vacation in today's dollars, if the discount rate is 9 percent? $92,644.98 $94,607.78 $95,250.00 $110,071.50 none of the above.