What is the capital charge for unsystematic risk x-factor


Problem:

An FI has the following stocks in its portfolio:

Company                Long              Short       

ABN-AMRO          $20 million      $10 million       
ING                    $25 million      $50 million       
AXA                   $40 million      $15 million

1. What is the capital charge for unsystematic risk (x-factor) under the BIS proposals?

a. $1.2 million.
b. $2.4 million.
c. $3.2 million.
d. $6.4 million.
e. $12.8 million.

2. What is the capital charge for systematic risk (y-factor) under the BIS proposals?

a. $1.2 million.
b. $4.8 million.
c. $3.2 million.
d. $6.4 million.
e. $12.8 million.

3. What is the total capital charge for its portfolio of stocks under the BIS proposals?

a. $7.6 million.
b. $8.8 million.
c. $9.6 million.
d. $12.8 million.
e. $11.2 million.

Summary

These short questions belong to Finance and it is about calculating the capital charge for unsystematic risk under the BIS proposals, capital charge for systematic risk and total capital charge for portfolio of stocks under the BIS proposals for 3 banks viz., ABN AMRO, ING and AXA.

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Finance Basics: What is the capital charge for unsystematic risk x-factor
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