Bond 4 has a coupon rate of 0.0400, a face value of $10,000, for 20 years, pays dividends on a semi-annual basis, and has a current value of $9,600. What is the bond's YTM (yield-to-maturity)? Remember to round to the nearest basis point. Note that one basis point is equal to 0.0001, which is 1/100th of a percent. Please answer in Excel please.