Problem 1: If you're trying to gain access to a credit card before you turn 21, which of the suggestions rely on the support of your parent or guardian?
Problem 2: Which of the suggestions do NOT rely on the support of a parent or guardian?
Problem 3: The infographic suggestion making small payments on your student loans even before they're due, yet that won't automatically get you a credit card. What would be the benefit of making these early loan payments?