Problem: Madeleine and katerina are married and file a joint return. the couple has a modified adjusted gross income (magi) of $63,000. katerina and Madeleine each contributed $2,000 to their traditional iras for the tax year. Neither Madeleine nor katerina have ever taken a distribution from a retirement plan. If there is no limitation because of their tax liability, what is the amount of their saver's credit? a. $0. b. $400. c. $800. d. $2,000.