Kobe, age 19, is a full-time student at State College and a candidate for a bachelor's degree. During 2009, he received the following payments:
Wages
$3,000
State scholarship for ten months (tuition and books)
$5,000
Loan from college financial aid office
$2,750
Cash support from parents
$2,500
Cash dividends
$1,500
Cash prize awarded in contest
$1,250
$16,000
What is Kobe's adjusted gross income for 2009?