Question: Shop Around for the Best Deal Darnell is shopping around for a credit card and does not expect to pay the balance in full each month. Darnell isn't a big spender and will carry small balances from month to month. What is Darnell's best option? Avoid cards with annual fees, and get one with as low an interest rate as possible Pay an annual fee to keep the interest rate as low as possible Select the card with the longest grace period regardless of its annual fee or interest rate