Following data pertains to Castle State Bank. Balance Sheet: Cash 98.518, Securities 608.456, Net loans 1198.659, Net premises 291.939; Deposits 1109.344, Non-deposit borrowings 785.208, Common stock $11.197, Surplus $120.766; Income Statement: Interest Income 398.751, Interest expense 200.619, Noninterest income 51.743, Noninterest expense 97.761, Provision for loan losses 60.018, Securities gains (losses if negative) 5.531, Taxes 44.496. What is Castle State Bank's equity multiplier? Decimalize your answer, round to two decimals.