Question: Brenda Bradford is the owner of a whole life policy on her husband, Rolf. Their daughter, Vera, is named in the policy as the contingent beneficiary. In issuing the policy, the insurance company has asked that a settlement option be selected. Which one of the following individuals is currently empowered to make the selection? A) Rolf, the person whose life is insured B) Vera, the contingent beneficiary C) the insurance company D) Brenda, the policy owner