Problem
Assume you receive an e-mail, which appears to come from your bank, includes your bank logo in it, and with the following contents: "Dear Customer, Our records show that your Internet Banking access has been blocked due to too many login attempts with invalid information such as incorrect access number, password, or security number. We urge you to restore your account access immediately, and avoid permanent closure of your account, by clicking on this link to restore your account. Thank you from your customer service team." What form of attack is this e-mail attempting? What is the most likely mechanism used to distribute this e-mail? How should you respond to such e-mails?