What do you think the trend was due to


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During the last two decades or so, we have seen a tendency for pension plans to move from defined benefits to defined contributions. What do you think this trend was due to? Did this benefit the retirees or the plan sponsor? Finally, and more importantly, what was the impact on capital markets?

The response must include a reference list. Using one-inch margins, double-space, Times New Roman 12 pnt font and APA style of writing and citations.

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