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What are some of the major reasons up-front points and fees

Question: a. What are some of the major reasons up-front points and fees are so common in the mortgage business?

b. What is the major reason for the existence of prepayment penalties?

The response must be typed, single spaced, must be in times new roman font (size 12) and must follow the APA format.

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Finance Basics: What are some of the major reasons up-front points and fees

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Finance Basics: What are some of the major reasons up-front points and fees

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