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What are factors affecting individual saving plans

Discussion Post: Financial Management

Explain relevant saving/investment and insurance plans discussed in class. What are factors affecting individual saving plans? What are determinants that are to be considered before investing into any individual saving plan? Use the real case references* to support your content.

The response should include a reference list. Using double-space, Times New Roman 12 pnt font, one-inch margins, and APA style of writing and citations.

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