Question: Cadence is an engineer with a salary of $165,000 from the firm where she works. She is covered by a retirement plan. Her husband, Oakley, is a writer with no earned income. They have no other sources of income. Cadence and Oakley are in their twenties. What is the maximum total amount that they may contribute to their traditional IRAs and deduct for the 2022 tax year? a. $12,000 b. $14,000 c. $6,000 d. $5,500