Vickie’s house was destroyed by a tornado that passed through her town. She was covered by a standard homeowner’s policy. Vickie must fulfill all of the following duties as a precondition of receiving benefits EXCEPT:
a. Give notice immediately to the insurance company or agent.
b. Protect the property from further damage.
c. Obtain estimates of the damage from credible sources.
d. Prepare an inventory itemizing losses to the building and personal property.