Question: Vandergriff's dog bit Grisham's leg after escaping from Vandergriff's parked pickup truck. To avoid a lawsuit, State Farm sued to obtain a court order declaring that it had no duty to defend or indemnify its insured, Vandergriff, for injuries sustained by Grisham, under the automobile liability policy issued by State Farm. Should State Farm succeed? (State Farm Mutual Insurance Co. v. Grisham, 122 Cal. App.4th 563)