On January 1, 1995, a $10,000 life insurance policy is issued to Jones, who is 25. The net annual premium for the policy is $58. On January 1, 2000 an additional $10,000 of coverage is added to existing policy. The net annual premium is increased by $75. If i = 0.05, then what is the reserve for Jones’ policy as of December 31, 1999?