The financial press reports the USD/NGN exchange rate at 194.0521 and the USD/NZD exchange rate at 1.5043. What is the cross rate between the New Zealand dollar and the Nigerian naira?
a. NZD/NGN = 291.9126
b. NZD/NGN = 0.6648
c. NZD/NGN = 128.9983
d. NZD/NGN = 0.0078