The dumonts take- home pay (after deductions for taxes and benefits) is approximately $6045 monthly. Currently nonmortgage debt payments equal $911 (i.e, $405 auto, $100 miscellaneous credit, $196 student loan, and $210 furniture). Calculate and interpret their debt ratio. Assume they could purchase another auto with a $300 monthly payment. Calculate and interpret their revised debt ratio. What advice would you give the durmonts about purchasing another vehicle?