The contract that lincoln provides and brenda signs, Business Law and Ethics

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The contract that lincoln provides and brenda signs

Brenda borrows $1,000 from Lincoln for one year, agreeing to pay Lincoln $200 in interest on the loan and to repay the loan in twelve monthly installments of $100.

The contract that Lincoln provides and Brenda signs specifies that the annual percentage rate is 20 percent. Does this contract violate the Federal Consumer Credit Protection Act? Why?

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