The? Adeeva's gross monthly income is ?$6600. They have 18 remaining payments of $ 220 on a new car. They are applying for a 30?-year, ?$218 comma 218,000 mortgage at 6.5?%. The taxes and insurance on the house are ?$260 per month. The bank will only approve a loan that has a total monthly mortgage payment of? principal, interest, property? taxes, and? homeowners' insurance that is less than or equal to?28% of their adjusted monthly income.