A recent college graduate got a good job and began a savings account. He authorized the bank to automatically transfer $75 each month from his checking account to the savings account. The bank made the first withdrawal on July 1, 2012 and is instructed to make the last withdrawal on January 1, 2030. The bank pays a nominal interest rate of 4.5% and compounds twice a month. What is the future worth of the account on January 1, 2030?